More and more people are getting involved in the collector car hobby. Whether it’s rebuilding an old classic, or purchasing the vehicle of their dreams, there are millions of collectible vehicle owners in the U.S. with more added every year.

Most people insure their classic car with their family auto insurer without realizing Classic Car Insurance and Collector Car Insurance from Heacock Classic is able to provide them better coverage (such as “Agreed Value” physical damage coverage) at much lower rates.

We’re looking for individuals who are passionate about the hobby of restoring or collecting automobiles.  Our experience shows that true automobile enthusiasts are inclined to take extra care in the way they use, maintain and store their collector cars. As a result, our insurance rates are much lower than the costs of family auto insurance.

The Heacock Classic insurance policy has been customized to define how the vehicle may be used and in some cases, who will operate it. Our standard program is available with various annual mileage options. (1000, 3000 or 6000) We also have excellent rates for racing cars, sports and exotic cars, antiques and classics, and museum collections.

Heacock Classic is a division of Heacock Insurance Group, Inc. based in Sebring, FL. Heacock Insurance is a full-service independent insurance agency which has been in business since 1922.

Our Lead Insurance Carrier

American Modern Insurance Co., headquartered in Amelia, OH, is the lead underwriter for the Heacock Classic collector car insurance program. American Modern was founded in 1965 and is licensed in all 50 states, serving more than 1.4 million customers with a variety of specialty products. The company is rated A+ (Superior) by A.M. Best, and has been named one of the top 50 property and casualty insurers in the U.S. for ten consecutive years by the Ward Financial Group. In addition to its automobile product, American Modern’s selection of recreational offerings includes motorcycle/ATV, boat and personal watercraft, and recreational vehicle coverages. American Modern is part of Munich Re, one of the most diversified and successful reinsurers in the world, with more than $275 billion in assets as of September, 2008.

Our President, Ford W. Heacock III

Ford W. Heacock III is a veteran insurance professional with a passion for collector cars. Ford developed his passion for cars by growing up in the international sports car racing community of Sebring, FL. His family was intimately involved in the 12 Hours of Sebring throughout the 1950s and 60s and his grandfather, Ford Heacock Sr, was Chairman of the Sebring race in the early years. His hobby interest led to the creation of the SVRA (Sportscar Vintage Racing Association) and Vintage Motorsport magazine which he founded in the early 1980s. In 1989, he began offering his insurance expertise to car collectors and as a result, Heacock Classic is now recognized nationally as a leader in the collector car insurance business and is the founder and host of the annual Lake Mirror Classic Auto Festival held each October in downtown Lakeland, FL. Today Ford Heacock is an active participant in the car hobby as a car collector, vintage racer, car show judge, car show host and collector car insurance specialist.

Ford Heacock - Model A Speedster