Collector Car Insurance

Classic and Antique Cars

Preserving Your Passion by Protecting Your Classic Car

Classic cars being driven on the road

Our company was founded on a love of classic automobiles. It’s not a coincidence that you see Heacock Classic at Amelia Island, Hilton Head and practically every major classic Concours d’Elegance: we’re as big of enthusiasts as you are. This passion for car collecting has enabled us to craft the right insurance coverage for classic and antique cars for less. From Abarth to Zagato, it’s not just about protecting your investment — it’s about preserving your passion.

A Heacock Classic insurance policy includes:

  • Insurance perfectly tailored to how you use each car, with an average savings of 40% over standard family auto insurance.
  • Agreed value protection, which means you’ll know upfront exactly what you will receive in the event of a covered total loss. Recover every penny with no surprises.
  • Your licensed agent is an avid collector car enthusiast whose sole job is to help you value your vehicles correctly and help you protect every dime. Our industry relationships and experience allow us to help you protect the full value of each of your cars.
  • Our single liability policy means you only pay once for liability protection, no matter how many vehicles are in your collection.
  • Pay only for the mileage you need, and enjoy pleasure driving any time.
  • Roadside assistance with guaranteed flatbed towing up to $200.
  • 30 days of automatic coverage up to a $50K value for newly purchased classic cars.


We Insure Classics Because We Love Them

Heacock Classic has been instrumental in creation and continuation of the Lake Mirror Classic Auto Festival, a true labor of love. Our president Ford Heacock III founded what is now called The Sportscar Vintage Racing Association (SVRA) and is a serious collector himself. As a company, we are deeply rooted in the classic car community. If you are equally involved in the car community and a member of AACA, CCCA or other nationally recognized car clubs; you’ll receive a club discount if allowed in your state.


Complimentary Roadside Assistance

Preserving a fine classic car isn’t about locking it away in a garage forever, and with use comes regular maintenance and an occasional breakdown. Your Heacock Classic insurance policy includes up to $2,000 coverage for any spare parts you carry, as well as roadside assistance with a guaranteed flatbed response should you fail to proceed on your Sunday drive.


Collectors Rejoice

In addition to paying just a single liability charge in most states, there are several discounts available to collectors with large groups of vehicles, as well as credits available for extra security measures, club membership, fireproof construction, and fire suppression systems.


Get Started

Find out if you are eligible for classic car insurance or check out 10 great reasons to choose Heacock Classic.

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Classic Duesenberg

*(Excludes residents of California with over 15 cars.)