Collector Car Insurance

Event & Show Insurance

Heacock Classic Motorsports

We’re likely best known for being one of the largest Collector Car Insurance agencies in the country, but our roots run deep within the Motorsports community. Our founder, Ford Heacock, likes to say that his passion for vintage racing collided with the family insurance business, and Heacock Classic was born. Now, 30 years later, our Motorsports Division offers a full array of commercial insurance products to protect your team, your special events, your club, and yes – your race cars, too.

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Program Highlights:

  • Car Club Liability
  • Event Insurance
  • Motorsports Insurance
  • Commercial Insurance
  • MCA Regional Club Liability Insurance

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Car Club Liability

Protecting your Car Club just got easier! You can cover all the typical club activities like meetings, cruises, social events, and parades for one low annual premium with Heacock Classic Motorsports. Certificates of Insurance for the venues and municipalities who require them are available at no additional charge.

Car Club General Liability Program Highlights:

  • $1,000,000 General Liability/ $5,000,000 Aggregate
  • Certificate of Insurance with additional insured status
  • Participant Legal Liability
• Waiver of Subrogation available
  • Primary Non-Contributory wording available
  • Volunteers as Additional Insureds

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Your Heacock Classic Motorsports Agent can customize your protection by adding coverages you may need such as:

  • Directors and Officers Liability
  • Business Personal Property
  • Premises Liability
  • Hired and non-owned auto
  • Excess liability coverages
  • Road rally, autocross or track event insurance
  • Coverage for large public events and car shows

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Special Event Insurance

If you run a multi-day event that generates a large public gate or includes track days or driving events, you need Heacock Classic Motorsports Special Event coverage. Think about it – if your event has commercial vendors, uses volunteer labor, or serves alcohol, your insurance needs to address those exposures. Our Licensed Agents have protected some of the largest events and most famous Concours and facilities in the country. They are so good, Heacock Classic Motorsports Agents can even insure your event against severe weather.

Special Event Liability Program Highlights:

  • $1,000,000 General Liability/ $5,000,000 Aggregate
  • Certificate of Insurance with additional insured status
  • Waiver of Subrogation available
  • Primary Non-Contributory wording available
  • Set up and tear down dates
  • Volunteers as Additional Insureds
  • 
Participant Legal Liability

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Optional coverages available:

• Participant Accident • Liquor Liability • Weather • Hired & Non-Owned Auto Liability • Excess Liability • Participant Accident

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Motorsports Insurance

Is it any wonder we’re the experts at insuring race teams, events, and racecars themselves? Our founder, Ford Heacock, also founded the Sportscar Vintage Racing Association (SVRA) back in the 80’s, and we’ve been going to the track along aside him ever since. From the cars to the participants and even the sanctioning bodies themselves, Heacock Classic Motorsports has the expertise to cover all your exposures, so you can relax and enjoy your own event.

Choose the coverages you need for:

  • Race Teams
  • Race Prep Shops
  • Sanctioning Bodies
  • On Track physical damage for race cars
  • Off Track Storage, Transport, and Paddock
  • Track facilities
  • Autocross events
  • Drag Races
  • Road Rallies
  • Open Track Days
  • High Performance Driving Schools

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Motorsports Program Highlights:

  • $1,000,000 General Liability/ $5,000,000 Aggregate
  • Coverage included for pit vehicles, Certificate of Insurance with additional insured status
  • Waiver of Subrogation available
  • Primary Non-Contributory wording available
  • Set up and tear down dates
  • Volunteers as Additional Insureds
  • Participant Legal Liability

Optional coverages available:

• Participant Accident • Liquor Liability • Weather • Hired & Non-Owned Auto Liability • Excess Liability • Participant Accident

CLICK HERE TO CONTACT A SPECIALIST

Other Commercial Insurance

Ford Heacock’s family has been in the insurance business since the 20’s, first in the Lakeland area of central Florida area we still call home, and today, we sell Heacock Classic Collector Car Insurance across the country. Our Motorsports Division is set up to assist shops and other professionals within the collector car industry with the finest service and a range of products designed specifically with their needs in mind.

  • Restoration Shops (Including Garage Keepers Coverage)
  • Automobilia collections
  • Museums
  • Storage Facilities
  • Large public vehicle collections

Commercial Program Highlights:

  • General liability
  • Building and property
  • Garage liability
  • Garage keepers
  • Workers compensation
  • Umbrella coverages

CLICK HERE TO CONTACT A SPECIALIST

Mustang Club of America Regional Club Liability

The year was 1976. Ted Turner bought the Atlanta Braves, Laverne and Shirley was new, disco was taking over, 4 guys had a meeting in Georgia, and the Mustang Club of America was born. Today, with an award winning magazine, a vibrant national organization, 170 Regional clubs, and 40,000 local members, the MCA is truly the hub of America’s love affair with the Ford Mustang. As the official Insurance provider for the MCA, Heacock Classic Motorsports provides a full package of protection at the National level, and coordinates those coverages between the National Club and the Regional level so every MCA member benefits.

MCA Regional Club Liability highlights:

  • $1 million per occurrence / $5 million aggregate limit
  • Discounted rate
  • 2 MCA Car Shows included

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CLICK HERE TO CONTACT A SPECIALIST

**Due to the unique nature of each individual risk, all coverage not available in all states. This is a general description of coverage(s) available. All coverage subject to policy provisions, exclusions and endorsements.