Collector Car Insurance

Modern Collector Cars

Insuring Your Instant Classic


Just because your car isn’t a time-honored and established classic, doesn’t mean it isn’t a collector car. What’s more important than age is what makes your car unique and a future collectible. Is it a limited edition or high-horsepower variant? Will it have historical significance as an untouched original example?

At Heacock Classic, we want to help you keep these cars to be enjoyed for generations to come. Part of preserving cars like a Z06 Corvette or a Shelby Mustang is to be able to enjoy them and share them with other enthusiasts, so Heacock Classic doesn’t restrict you to driving only to car shows. In fact, pleasure use is encouraged—because these cars shouldn’t stay hidden away until they are classics. They belong on the road.


A Heacock Classic insurance policy includes:

  • Insurance perfectly tailored to how you use each car, with an average savings of 40% over standard family auto insurance.
  • Agreed Value protection, which means you’ll know upfront exactly what you will receive in the event of a covered total loss. Recover every penny with no surprises.
  • Your licensed agent is an avid collector car enthusiast whose sole job is to help you value your vehicles correctly and help you protect every dime. Our industry relationships and experience allow us to help you protect the full value of each of your cars.
  • Our single liability policy means you only pay once for liability protection, no matter how many vehicles are in your collection.
  • Pay only for the mileage you need, and enjoy pleasure driving any time.
  • Roadside assistance with guaranteed flatbed towing up to $200.
  • 30 days of automatic coverage up to a $50K value for newly purchased classic cars.


Knowledgeable Staff Make Revaluation Simple

Agreed Value protection is perfect for the modern car collector. It’s designed to be straightforward, transparent, and simple. At Heacock Classic, it has always been that way. Our licensed agents stay up to date on current market trends, so it’s rare that we’ll ever need an appraisal to adjust your values.


We’re There When You Need Us Most

Whether it’s a flat tire, a fuel issue, or some other unexpected breakdown that pulls you to the side of the road, your complimentary Heacock Classic roadside assistance will be there to help with a guaranteed flatbed response up to a $200 value. If the unspeakable happens, and your car is damaged in an accident, your policy allows you to choose the shop you prefer to perform the repairs.


Get Started

Find out if you are eligible for collector car insurance or check out 10 great reasons to choose Heacock Classic.

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*(Excludes residents of California with over 15 cars.)