Collector Car Insurance

Tribute and Replica Cars

Hand-Built Rarities Delivering Authentic Fun


Many modern tribute cars are more reliable, equipped with better technology, and are easier to maintain than their classic counterparts. There is no downside to upgrades and personalized touches, and sometimes, that makes them even more fun to drive than the originals.

If you love your tribute car and show it the same care and TLC as a classic—secure storage, careful usage and freedom from the burden of being your daily driver—Heacock Classic can insure it. So go ahead and build yourself a Ford GT40, Lancia Stratos, Caterham, Porsche 917, Shelby Cobra or Daytona, because we look forward to seeing and insuring your hard work.


With Heacock Classic’s Tribute and Replica insurance, you get:

  • Insurance perfectly tailored to how you use each car, with an average savings of 40% over standard family auto insurance.
  • Agreed value protection, which means you’ll know upfront exactly what you will receive in the event of a covered total loss. Recover every penny with no surprises.
  • Your licensed agent is an avid collector car enthusiast whose sole job is to help you value your vehicles correctly and help you protect every dime. Even on customs, our industry relationships and experience allow us to help you protect the full value of your car.
  • Our single liability policy means you only pay once for liability protection in most states, no matter how many vehicles are in your collection.
  • Pay only for the mileage you need, and enjoy pleasure driving any time.
  • Roadside assistance with guaranteed flatbed towing up to $200
  • 30 days of Automatic Coverage up to a $50K value for newly purchased classic cars.


Smarter Valuations

If you’ve tried getting collector car insurance through one of the bigger agencies, you know that the accuracy of automatic, computer-generated rates can be hit-or-miss. This is especially true for tributes and replicas. Our knowledgeable agents take into account the nuances of your specific build, including, modifications, authenticity and market behavior to arrive at a fair, agreed value.


Coverage for a Work-In-Progress

Are you still in the process of building your dream car? No problem. We’ll insure your replica or tribute during and after your build. In the event of a claim, we’ll cover up to $2,000 in spare parts to get your pride and joy up and running again.


The Fine Print

Certain ultra high-performance tribute cars may require proof of your driving experience, or attendance at a racing or high-performance driving school before we can place coverage. If you’ve had experience behind the wheel of an equally powerful vehicle, we’ll all rest easier at night.


Get Started

Find out if you are eligible for tribute and replica car insurance or check out 10 great reasons to choose Heacock Classic.

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